Carrying High-Interest Credit Card Debt? There's a Better Way

Combine multiple high-interest credit cards into one personal loan designed for doctors.

  • Fixed rate - Your rate will never increase
  • Simplify to one monthly payment instead of juggling multiple bills
  • Apply in 5 minutes with no impact to your credit score*

*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard credit check and may affect your credit score.

Why Consolidate High-Interest Debt with Doc2Doc?

We specialize in helping doctors take control of their financial future.

Lock in Your Rate

Credit cards come with variable rates. Our doctor loans offer a fixed interest rate giving you consistent monthly payments.

One Simple Payment

Stop juggling multiple credit card bills. Consolidate everything into a single, manageable monthly payment that fits your budget.

Fast Application Process

Apply in 5 minutes. Quick access to your funds so you can start saving sooner.

No Prepayment Penalties

Pay off your loan at any time. No surprises. Just transparent rates designed specifically for doctors.

Loan Terms Summary

  • Loan amounts: $5,000 to $100,000 (minimums may vary by state)
  • APR: 9.99% to 25.99% (maximum APR)
  • Repayment terms: 60 to 84 months
  • Origination fee: 0% to 2% of the loan amount
  • Prepayment penalty: None

Calculate Your Potential Savings

See how much you could save by consolidating your credit card debt

$5,000 $100,000
15% 29%

Total Interest Savings Over 5 Years

$9,157

Assumes a personal loan at 15.99% APR with 2% origination fee over 60 months.

A personal loan of $25,000 with a 60-month term, a 15.99% APR, and a 2% origination fee ($500) results in an estimated monthly payment of approximately $607.

The total of payments would be approximately $36,420, and the total cost of credit, including the origination fee, would be approximately $11,920.

Actual loan terms, APR, and payments may vary based on creditworthiness, income, and other underwriting factors.

How It Works

Three simple steps

Check eligibility
STEP 1

Check Your Rate

Fill out our simple online application in just 5 minutes. No impact to your credit score*.

Apply in 5 minutes
STEP 2

Get Approved

Receive your personalized rate and loan options instantly.

Fast funding
STEP 3

Get Funded Fast

Sign your loan documents online and receive your funds quickly to pay off your credit cards.

*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard credit check and may affect your credit score.

We Don't Just Lend. We Earn Trust – One Doctor at a Time.

Ready to Apply?

Check your eligibility in minutes with no impact to your credit score*.

Check Your Rate Learn More

*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard inquiry and may affect your credit score.