Loans For Doctors Curated By Doctors

FEATURED ON:

Our Loans Are Better Because We Understand Doctors

Apply in 5 minutes with our secure, 100% online application.

Checking your rate does not hurt your credit score^{^}
Provides preliminary interest rate

Check Your Rate

Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.

As doctors, we’ve been through the process of needing a loan while in med school, residency or while in practice. Our personal loans are designed exclusively (and uniquely) for doctors.

Apply in 5 minutes with our secure, online application.

Checking your rate does not hurt your credit score^{^}

Check Your Rate

^ If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.

See why we're steps above our competitors.

Great experience!
Communicative, streamlined process, friendly service! Helpful in residency, and as an attending! The BEST! Highly recommended!

The process is easy with a
personal touch
Doc2Doc loans make the process easy and they offer a personal touch that makes the experience less stressful. It is great to speak to another doctor who understands.

Very fair loan deal
Very fair loan deal. Easy and quick process. Every one I interacted with was very professional and helpful. One of the best loan experiences I have ever had. Highly recommend.

^ If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.

The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
Eligibility criteria list is not exhaustive and is subject to change without notice.
With autopay discount of 0.25%. Subject to the terms and conditions of your Credit Agreement.
Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
Your origination fee will be within the ranges listed. The fee is deducted from the requested loan amount. Lowest rates are reserved for the most creditworthy borrowers.
In-Training Only.

Customized Service for Doctors

We take pride in offering customer service tailored specifically to the needs of physicians and dentists. Our teams of doctors and financial service experts are available to provide you exceptional support.

FEATURED ON:

"Doc2Doc loans make the process easy and they offer a personal touch that makes the experience less stressful. It is great to speak to another doctor who understands."

* Subject to the terms and conditions of your Credit Agreement.

Fixed interest rates over the life of the loan, your rate won’t increase with market rates

No prepayment penalties or additional fees when you pay off your loan early

Receive a 0.25% discount when you sign up for ACH autopay*

It’s easier for you to get a loan with no co-signers needed

Flexibility to refinance your loan

Rest well with no hidden fees

Credit Card or Debt Consolidation
Unexpected Emergencies
Tail Coverage
Home Improvements
Wedding & Honeymoon

Moving & Relocation
Living Expenses
Career Development
Travel
Family Planning

Our Loans Can Help You In Covering Expenses Such As:

In-Training Personal Loans

We’ve designed these loans to provide maximum flexibility for residents and fellows.

Flexible Payment Options: The choice is yours!

Hybrid Payments: Lower payments in the first half (30 months) of the loan (just interest). For the second half of the loan the payments increase (comprised of principal and interest).

Standard Payments: Equal monthly payments for the entire loan (comprised of principal and interest).

Loan Amounts: $5,000-$25,000¹

See Full Loan DetailsSee Eligibility RequirementsApply Now!

In-Practice Personal Loans

Designed for doctors who have completed their training and are in practice. Our loans help doctors accelerate their careers and lives.

Equal monthly payments for the entire loan comprised of principal and interest.

Loan Amounts: $5,000-$100,000¹

Apply Now!See Full Loan DetailsSee Eligibility Requirements

Bridge Loan: In-Training transitioning to In-Practice

Loans designed to help with your evolving circumstances as you complete training and move into practicing.

Available to those who anticipate graduating in 6 months and have an executed employee contract. Payments for the first 6 months of the loan are interest only. The remaining 54 months payments are comprised of principal and interest.

Loan Amounts: $5,000-$50,000¹

Apply Now!See Full Loan DetailsSee Eligibility Requirements

"It has been the best experience honestly. Easiest and smoothest process I have ever experienced. Thank you so much for this! "

"I got a personal loan with the most competitive interest rate."

Physicians In Training

Interest-only payments for the first half of the loan
Fixed interest rate over the life of your loan
No co-signer needed
No prepayment penalties
No hidden fees
Relieve the financial stress associated with board exams, credit card debt, and life events.

Borrow up to

$25,000

Physicians Finishing Training

Bridge the transition from in training to in practice
Interest-only payments for the first six months of the loan
No co-signer needed
No prepayment penalties
No hidden fees
Maximize your potential with funds to relocate, enhance your career, and explore new horizons

Borrow up to

$50,000

Physicians In Practice

No prepayment penalties or additional fees when you pay off your loan early
Fixed interest rate over the life of your loan
No co-signer needed
No hidden fees
Celebrate your success with the fast funds you need for home improvements, family planning, and career development

Borrow up to

$100,000

Our Loans

Annual Percentage Rates (APRs) for Doc2Doc personal loans range from 9.99% to 26.99%, which does not reflect the benefits of a possible 0.25% interest rate discount for using automated ACH payments. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.00% to 2.00% of your loan amount, which will be deducted from any loan proceeds you receive. For example: a $35,000 loan with an origination fee of 2.00% and an interest rate of 14.99% has $700 in origination fees and 60 scheduled monthly payments of $832.46.
Doc2Doc personal loans can be pre-paid at any time without penalty and have a minimum term of 60 months and a maximum term of 84 months.

Loan amounts range from $5,000 to $100,000. The minimum loan amount for residents of Massachusetts is $7,000, and the minimum loan amount for residents of New Hampshire is $11,000. Doc2Doc personal loans are not currently available if you live in Maine, West Virginia, or Connecticut.

When you check your rate for a Doc2Doc personal loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit check and may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

This is not a guaranteed offer of credit and is subject to credit approval. The term, amount and APR of any loan we may offer to you will depend on your credit score, credit history, verified income, and other factors. The lowest rates are only available to the most qualified applicants.