Get the Financial Support You Need!
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.
Great experience!
Communicative, streamlined process, friendly service! Helpful in residency, and as an attending! The BEST! Highly recommended!
The process is easy with a
personal touch
Doc2Doc loans make the process easy and they offer a personal touch that makes the experience less stressful. It is great to speak to another doctor who understands.
Very fair loan deal
Very fair loan deal. Easy and quick process. Every one I interacted with was very professional and helpful. One of the best loan experiences I have ever had. Highly recommend.
Eligibility Requirements:
Matched into a paid residency program.
4th year medical, podiatry and dental students are eligible on Mar 21, 2025.
Are a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
Earned an MD, DO, DPM, MBBS, DDS, or DMD degree.
You are eligible to apply for a Personal Loan if you meet the following criteria:
Have a U.S. mailing address
Except for CT, ME, and WV residents, where we don’t currently offer loans.
Apply in 5 minutes with our secure, online application.
- Checking your rate does not hurt your credit score3
Get the Financial Support You Need!
Matched? Now Secure Your Financial Future!
Annual Percentage Rates (APRs) for Doc2Doc personal loans range from 9.99% to 26.99%, which does not reflect the benefits of a possible 0.25% interest rate discount for using automated ACH payments. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.00% to 2.00% of your loan amount, which will be deducted from any loan proceeds you receive. For example: a $35,000 loan with an origination fee of 2.00% and an interest rate of 14.99% has $700 in origination fees and 60 scheduled monthly payments of $832.46.
Doc2Doc personal loans can be pre-paid at any time without penalty and have a minimum term of 60 months and a maximum term of 84 months.
Loan amounts range from $5,000 to $100,000. The minimum loan amount for residents of Massachusetts is $7,000, and the minimum loan amount for residents of New Hampshire is $11,000. Doc2Doc personal loans are not currently available if you live in Maine, West Virginia, or Connecticut.
When you check your rate for a Doc2Doc personal loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit check and may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
This is not a guaranteed offer of credit and is subject to credit approval. The term, amount and APR of any loan we may offer to you will depend on your credit score, credit history, verified income, and other factors. The lowest rates are only available to the most qualified applicants.
© 2025 Doc2Doc Lending, Inc. All Rights Reserved
3343 Peachtree Rd NE,
Suite 145-2071, Atlanta, GA 30326
1. Subject to the terms and conditions of your Credit Agreement.
2. Eligibility criteria list is not exhaustive and is subject to change without notice.
3. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
Fixed interest rates over the life of the loan, your rate won’t increase with market rates
No prepayment penalties or additional fees when you pay off your loan early
Receive a 0.25% discount when you sign up for ACH autopay1
It’s easier for you to get a loan with no co-signers needed
Flexibility to refinance your loan
Rest well with no hidden fees
FEATURED ON:
FEATURED ON:
Match Day Personal Loans
Enjoy an Exclusive UWorld Step 3 Prep Subscription Promotion*:
QBank, CCS, Biostats, Med Library + Study Planner
(180 days each) for $300 ($499 SAVE $199)
(360 days each) for $350 ($599 SAVE $249)
QBank, CCS, Biostats, Med Library + Study Planner
(180 days each) for $300
($499 SAVE $199)
(360 days each) for $350
($599 SAVE $249)
*This UWorld residency product discount is exclusively available to Doc2Doc Lending Match Day funded customers through December 31, 2025. Non-customers are subject to retail pricing. The offer cannot be applied retroactively to existing subscriptions or combined with any other promotions.
Amount: $5,000 – $25,000**
Term: 5 or 7 years
APR Ranges: 15.99%-26.99%
Flexible Payment Options: First 6 loan payments only $50
Hybrid Payments: Lower payments in the first half of the loan (just interest). For the second half of the loan the payments increase (comprised of principal and interest).
Standard Payments: Equal monthly payments for the entire loan (comprised of principal and interest).
Loan Details
**Loan amount subject to eligibility criteria. Minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000
Why Do Residents Need a Personal Loan?
Relocation Costs for Residency
Credit Card Consolidation
Exams and Licensing Fees
Living Expenses During Transition
Debt Consolidation
Unexpected Life Expenses
As soon as you match, it's time to plan your transition to residency.
A loan can help with:
