FEATURED ON:
Our Loans
Apply in 5 minutes with our secure, online application.
Checking your rate does not hurt your credit score3
Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.
Great experience!
Communicative, streamlined process, friendly service! Helpful in residency, and as an attending! The BEST! Highly recommended!
The process is easy with a
personal touch
Doc2Doc loans make the process easy and they offer a personal touch that makes the experience less stressful. It is great to speak to another doctor who understands.
Very fair loan deal
Very fair loan deal. Easy and quick process. Every one I interacted with was very professional and helpful. One of the best loan experiences I have ever had. Highly recommend.
- The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
- Eligibility criteria list is not exhaustive and is subject to change without notice.
- With autopay discount of 0.25%. Subject to the terms and conditions of your Credit Agreement.
- Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
- Your origination fee will be within the ranges listed. The fee is deducted from the requested loan amount. Lowest rates are reserved for the most creditworthy borrowers.
- In-Training Only.
FEATURED ON:
Fixed interest rates over the life of the loan, your rate won’t increase with market rates
No prepayment penalties or additional fees when you pay off your loan early
Receive a 0.25% discount when you sign up for ACH autopay1
It’s easier for you to get a loan with no co-signers needed
Flexibility to refinance your loan
Rest well with no hidden fees
Unique Underwriting Specifically For Doctors
We developed a proprietary underwriting model that considers both doctor-specific metrics and credit profile to determine your rate and eligibility. Unlike traditional banks that focus on debt-to-income ratios, we value your profession and take into account your specialty, training program, and awards earned during medical or dental school. This unique approach makes us the ideal choice for physicians and dentists.
Apply in 5 minutes with our secure, online application.
- Checking your rate does not hurt your credit score3
Don’t miss out on feeling financially safe.
© 2025 Doc2Doc Lending, Inc. All Rights Reserved
3343 Peachtree Rd NE,
Suite 145-2071, Atlanta, GA 30326
1. Subject to the terms and conditions of your Credit Agreement.
2. Eligibility criteria list is not exhaustive and is subject to change without notice.
3. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
We’ve helped 1000’s of doctors with loans of $5,000 to $100,000
5 year minimum or 7 year maximum loan terms
APR ranges from 9.99% to 26.99%
Personal Loans Designed for Doctors
Physicians In Training
- Interest-only payments for the first half of the loan
- Fixed interest rate over the life of your loan
- No co-signer needed
- No prepayment penalties
- No hidden fees
- Relieve the financial stress associated with board exams, credit card debt, and life events.
Borrow up to
$25,000
Physicians Finishing Training
- Bridge the transition from in training to in practice
- Interest-only payments for the first six months of the loan
- No co-signer needed
- No prepayment penalties
- No hidden fees
- Maximize your potential with funds to relocate, enhance your career, and explore new horizons
Borrow up to
$50,000
Physicians In Practice
- No prepayment penalties or additional fees when you pay off your loan early
- Fixed interest rate over the life of your loan
- No co-signer needed
- No hidden fees
- Celebrate your success with the fast funds you need for home improvements, family planning, and career development
Borrow up to
$100,000
Annual Percentage Rates (APRs) for Doc2Doc personal loans range from 9.99% to 26.99%, which does not reflect the benefits of a possible 0.25% interest rate discount for using automated ACH payments. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.00% to 2.00% of your loan amount, which will be deducted from any loan proceeds you receive. For example: a $35,000 loan with an origination fee of 2.00% and an interest rate of 14.99% has $700 in origination fees and 60 scheduled monthly payments of $832.46.
Doc2Doc personal loans can be pre-paid at any time without penalty and have a minimum term of 60 months and a maximum term of 84 months.
Loan amounts range from $5,000 to $100,000. The minimum loan amount for residents of Massachusetts is $7,000, and the minimum loan amount for residents of New Hampshire is $11,000. Doc2Doc personal loans are not currently available if you live in Maine, West Virginia, or Connecticut.
When you check your rate for a Doc2Doc personal loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit check and may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
This is not a guaranteed offer of credit and is subject to credit approval. The term, amount and APR of any loan we may offer to you will depend on your credit score, credit history, verified income, and other factors. The lowest rates are only available to the most qualified applicants.